Q.: Nobody seems successful in getting financing for earth-sheltered houses in our area. Where can we get some persuasive information to take to lending institutions?

A.: There is an excellent book on the subject of financing and codes and zoning as well. It is Earth Sheltered Housing: Code, Zoning and Financing Issues, a 141-page paperback volume published in April 1980. It is available from HUD User, Box 280, Germantown, Maryland 20767. The price is $4.00 total cost for 1, 2 or 3 copies to the same purchaser.