A disaster has swept across nearly 20 northeastern Connecticut towns as hundreds of homes with foundations poured in the 1980s being found to have cracks that lead to gradual collapse, some with fissures large enough to slip a hand inside. The problem has been traced to a a quarry business and a related concrete maker, which have agreed to stop selling their products for residential use.
To make matters worse for homeowners, insurers have generally refused to pay for the repairs, defining the coverage of collapse by inserting the word "abrupt" into language. The state has tried to take some action to help distraught residents:
After hearing from tearful, angry residents at packed public meetings, state officials stepped in. In October, the state’s Insurance Department warned insurers not to cancel policies because of a foundation’s condition. Since insurers are denying claims, that warning may not help with the concrete problem, officials say, but it should at least prevent homeowners from losing insurance protection all together.